• It is not a one time commission income on a sale made by you.
• It provides you the royalty income through out the term of policy.
• As long as policy holder pays the Premium you will get the commission income.
• Moreover this commission income is hereditary i.e. it will be paid to your nominees even after your death.
• The remuneration will be paid to you in the form of Commission income as percentage of premium collected through the policies sold by you.

• First year commission income: 25% depending up on the type & term of the policy
• Bonus commission: 40% of first year commission
• Total first year commission income: 25% + 10% = 35%
• 2nd and 3rd year of policy: 7.50%
• 4th year onwards: 5%
• Example of Your Expected Commission for Next 5 years:
  
  


• As Years passes by your Renewal Commission keeps on increasing there by assuring you a pension for the next 20 to 25 years even when you stop working or to your family on your death.

• Agents are entitled to get the gratuity at age 60 years after serving for minimum 15 years.
• At present the Maximum Gratuity amount payable is Rs.3,00,000/- depending up on the amount of renewal commission.